Investment Mortgages

Smart Start Management and consulting

If you are considering investing in real estate in British Columbia, an investment mortgage may be the solution you need to finance your purchase. Here are some of the qualifications and benefits of investment mortgages in British Columbia:


  1. Credit score: A good credit score is essential to securing an investment mortgage. Lenders will want to see a credit score of at least 620, although a score of 700 or higher is ideal.

  2. Income: You will need to have sufficient income to cover the mortgage payments on the investment property, as well as your own living expenses. Lenders may require you to provide proof of income, such as pay stubs or tax returns.

  3. Down payment: Investment mortgages typically require a larger down payment than primary residence mortgages. You will need to have at least 20% of the purchase price as a down payment, although some lenders may require more.


  1. Potential for profit: Investing in real estate can provide a potential source of passive income through rental income or appreciation in property value.

  2. Diversification: Investing in real estate can provide diversification to your investment portfolio and help to reduce risk.

  3. Tax benefits: Investment property owners may be able to deduct expenses such as mortgage interest, property taxes, and maintenance costs on their tax returns.

At Smart Start Management and Consulting, we understand that investing in real estate can be a complex process. That’s why we work with a network of lenders who specialize in investment mortgages and can provide tailored solutions to meet your needs. Contact us today to learn more about how we can help you finance your investment property and achieve your financial goals.

Payal Business Centre
Unit 252 8138 128th st – Surrey, BC V3W 1R1

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Smart Start Management and Consulting

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